credit repair help advice credit repair tips

What great credit can do for you
You work hard for every dollar so why throw it away paying high interest rates. Below are examples of what good credit can save you.
$20,000 new car loan 5 years
Poor credit(550 beacon score) = 22.9% rate, $562 monthly payment
Great credit(700 beacon score) = 5.9% rate, $385 monthly payment
With great credit you save $10,620 on your car loan!
$150,000 home loan 30 years
Poor credit(550 beacon score) = 9% rate, $1206 monthly payment
Great credit(700 beacon score) = 6% rate, $899 monthly payment
With great credit you save $110,520 on your home loan!

Why you need good credit
The main reason is because you are not a millionare. If you want to own your home, or drive a nice car, you will need good credit. In recent years, you must have good credit just to get a good paying job! Most employers will check your credit for executive and security positions.

Many good people have bad credit
You feel you are honest and pay your bills as agreed. Life throws curve balls at us such as layoffs, unemployment, failed business, divorce, and health problems. For some of us, we needed to learn how to live within our means. We have learned our lesson and need a second chance.